Print ISSN : 2321-3604
Online ISSN: 2321-3612
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PRIMAX INTERNATIONAL JOURNAL
OF COMMERCE AND MANAGEMENT RESEARCH

International Peer Reviewed | Open Access | A Quarterly Publishing Journal

Current Issue

Paper Submission

October 17,2020

Page No.01-08



 Role of State Bank of India in New Entrepreneurship and Customer awareness towards SBI Business Loans In
Srivilliputhur Taluk

  Prabaharan.N, Full Time Research Scholar, PG & Research Department of Commerce, Pasumpon Muthuramalinga Thevar
College, Sankarankovil, Tenkasi, Tamil Nadu, India..

 DOI : 17605/OSF.IO/3DBZX

Abstract
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Entrepreneurship is the establishment of new-fangled venture particularly little ventures in order to appear the innovative ideas of the entrepreneurs. The growth otherwise establishment of small enterprises is the specific involvement of entrepreneurship in every economy of the world. Entrepreneurship firms contributed a big distribute of new jobs. It provides entry-level jobs so indispensable pelt training or gaining experience for unskilled workers. The small enterprises are the only sector that generates a great portion of total employment every year. State Bank of India is one of the largest funders of startups in India, providing funding to thousands of startups each year.SBI offers various loan to self-employed and businessmen intended for financing the expansion or working capital requirements of their business. This paper analysis this role of State Bank of India in new entrepreneur (both men and women) and examine the level of customer awareness towards SBI Business Loans in Srivilliputhur taluk Key.


October 30,2020

Page No.09-16



  Impact of Covid-19 in Different Perspectives

  Dr. V. Darling Selvi, Assistant Professor of Commerce, Research Department of Commerce, Rani Anna Government College
for women, Tirunelveli, Tamil Nadu, India D. Kalarani Full-time Research Scholar, Research Department of Commerce,
Rani Anna Government College for Women Tirunelveli, Tamil Nadu, India..

 DOI : 10.17605/OSF.IO/AGHZP

Abstract
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COVID-19 is a highly infectious respiratory disease caused by a new coronavirus. The disease was discovered in China in December 2019 and has since spread around the world. COVID is short for coronavirus disease. The number 19 refers to the fact that the disease was first detected in 2019.The technical name of the virus that causes COVID-19 is severe acute respiratory syndrome coronavirus 2, abbreviated as SARS-CoV-2. A sample of one hundred and thirty-eight persons was taken for study and the various Effect were evaluated with the help of a questionnaire. The tools used for analyses is SPSS version-20 software, for the interpretation of data. The study has been conducted among 138 sample respondents who are residing at Tirunelveli District. The data were processed and analysed through SPSS and the statistical tools applied here are ANOVA test and t test. It is noted from the analysis that the impact is apparent on the basis of residential status and not on the basis of gender and occupation. This may be due to the immobility of the people due to lockdown formalities and regularities. Among the chosen factors, though the COVID 19 affect people in different forms, Financial Impact is highly felt and the attainment of basic needs is not a big concern as far as the sample group is concerned. Hence finding and getting means and ways of improving employment opportunities will help the people to get rid of the financial difficulties. Keywords: Covid-19, Financial, Gender, Impact, Individual, Occupation, Residential.


October 30,2020

Page No.17-34



  How Climate Change Affects the Livelihood of Rural Households? An Exploratory Study.

  Dr.R.Dayanandan, Professor, College of Business & Economics Hawassa University, Hawassa, SNNPR, Ethiopia.

 DOI : 10.17605/OSF.IO/S7XN8

Abstract
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Ethiopia is one of the least developed countries in the world and affected by climatic extremes such as floods and droughts. Such events are having a negative impact on livelihoods, especially poor. The main focus of this paper is to assess the effects of climate change on rural households’ livelihood particularly to assess the pattern of rainfall and temperature for three decades, to identify the factors determine the livelihood and to assess the coping strategies used by rural households. To achieve the objectives, relevant data were collected from 100 rural households from three sample villages identified through stratified sampling technique based on the agro-ecologic condition. The collected data were analysed using descriptive and inferential statistics through SPSS (version 23). The findings reveal that some elements of climate (temperature and rainfall) show inter annual and seasonal variability with increasing trend. The main source of income of the respondents is rain fed agriculture (62%) which is being adversely affected by unpredictable and decreasing rainfall, flood and high temperature etc. Al so women, children, elders, poor and landless were most vulnerable to the climate change. In response to this, farmers are practicing long aged coping mechanisms and adaptation strategies along with government interventions. It is recommended that increasing awareness among farmers on method of using agricultural technologies, restoring the degraded land, facilitating access to credit, diversifying source of income, building the capacity of farmers & encouraging community based adaptation strategies as the main livelihood enhancement approaches. Key words: Climate change, Livelihood, Coping mechanisms, Adaptation strategies.


October 30,2020

Page No.35-47



  A Study on Impact of Covid-19 on Individual Investor Perception and Decision Making.

  Vaishali Khandelwal, Research Scholar Faculty of Management Studies, MLSU, Udaipur.

 DOI : 10.17605/OSF.IO/7C89B

Abstract
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Nowadays Corona virus issues have become major concerns for the entire world and it is being discussed at the national, international level widely. Almost every nation and their economies have affected very harshly by this. The outbreak of the pandemic named Corona Virus has emerged as the most unpleasant and unpredicted shock for Indian economy also. The economy of India was already struggling to do better when Covid-19 struck it. The regularly deteriorating condition of the country called a nationwide lockdown of 21 days which was even increased till 3rd of May. This decision has hurt every aspect of the economy from disrupting manufacturing to demand supply curve, from dismissing transportations to customers in the markets. The financial market of the country is disturbed highly by this and it has also affected the investor’s sentiments. The situation caused by Covid-19 has impacted the way of making decisions by the Investors regarding their investments at least for the short term as no one is untouched by corona as of now. In this paper the researcher will discuss the changes came into Investor’s behavior due to Covid-19. The study will try to understand the sudden became perception of the investors and their practices in order to protect their investments. The research also investigates the level of awareness among investors regarding various investment options and the current status with the help of a structured questionnaire. Investor’s attitudes and preferences tried to be studied. Keywords: Covid-19, Economy, Investor attitude, Investment Decisions..


November 25,2020

Page No.48-62



 A study on challenges of MSMEs in availing finance for the sustainability of MSMEs: an empirical analysis in the
state of Andhra Pradesh

  Dr. Abdul Basheer Ahamad Beg, Assistant Professor, NRI Institute of Technology, Medikondur, Guntur, Andhra Pradesh
India.

 DOI : 10.17605/OSF.IO/3DBZX

Abstract
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Micro, small, and medium-sized enterprises (MSMEs) have gained increased attention in India in recent times, considering their strategic importance to the economy and the country. MSMEs play an important role in generating employment—48.8 million MSMEs in the country provide employment to 111.4 million people. MSMEs in the manufacturing sector alone produce more than 6,000 products and contribute 7.7% of the GDP of the country. Similarly, MSMEs in the services sector contribute 27.4% of the country’s GDP. In spite of their contribution, MSMEs in India face several challenges. Finally, studies on MSMEs have identified the importance of the availability of sources of finance and the accessibility to these sources as the most crucial factors to promote growth of MSMEs in developing economies. Without any dispute we may consider that MSME are one of the key drivers behind the high growth rate of Indian economy. As the current global economic development rate is 3.40% to 3.80% whereas the India’s growth rate is considered to be 7.80% (Department of Commerce; Gov of India). Though this sector is flourishing till the date the banks are lending only 16% to the MSME sector in India. It is required to understand much about the existing financial barriers to the MSMEs. Hence, this research thrown a light to understand the basic financial problems of the Indian MSME sectors. Furthermore, the study also focused to know the MSME entrepreneurs perceptions towards the various challenges faced by them while availing the finance facility from the different organizations. Key words: MSMEs, GDP, Economy, High cost credit, NBFCs..


November 25,2020

Page No.63-72



 Consumer perceived problems on using food wallet an empirical study on food allowance business in Bangalore city

  Dr.R.Kavitha, Assistant Professor, Department of Commerce, Periyar University, Salem, Tamil
Nadu, India R.Rajeswari, Research Scholar, Department of Commerce, Periyar University, Salem, Tamil Nadu, India .

 DOI : 10.17605/OSF.IO/EW5QN

Abstract
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Mobile wallets have changed the landscape of cashless payments in India; it has penetrated every payment transaction in daily, day to day life. Food allowance space was the one area where it is digitalized through the introduction Food wallets after RBI mandate to move into digital platform. Food wallet benefits the tax paying consumer by exempting the food allowance paid by the companies. Food wallets companies has moved into B2B space by tying-up with the corporates company offering complete digital platform to transfer the food allowance money and payments for the foods in the cafeterias and restaurants there by improving the employee satisfaction and moving away from hazels of paper coupon’s. Though adoption rate of food wallets are moving at rapid speed, there are many problems faced by the consumer using the new platform and this paper mainly analyses the problems and suggests the possible suggestions to improve the adoption. This paper has used the frequency distribution method and Friedman Test factor analysis to find the out the most import factor that causes the problem to the consumer using food wallet. Primary data was collected from 52 respondents and data was analysed and concluded. This paper suggests the possible solutions to Government and Food wallets providers to improve the adoption of food wallets and making policy decisions in the food allowance space. Keywords: Mobile wallet, food wallet, Perceived problems, Food allowance space..


November 25,2020

Page No.73-85



 A study on impact of Covid-19 pandemic period on teaching fraternity – with reference to online teaching

  Prashanth Kumar C.P, Assistant Professor, Department of Commerce, East West College of Management,Bangalore,
Karnataka, India. Santhosh.V, Assistant Professor, Department of Commerce, Kristu Jayanti College,Narayanapura,
Bangalore. Karnataka, India. .

 DOI : 10.17605/OSF.IO/5F6RG

Abstract
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Education is plays a vital role in development of nation. Corona Virus which leads to take online classes during lockdown period. According to UGC instructions all universities and colleges are initiated to take online class during lookdown period. The present study is focus on impact of covid-19 pandemic period on teaching fraternity – with reference to online teaching. The present study is an analytical research, its objectives are, to know the effectiveness of online class, to understand the use of technological aids by faculty fraternity, students interaction and performance evaluation in online class, income level and lifestyle of teaching fraternity during lockdown period, to know impact of COVID-19 on students examination and management status. The data was collected from 30 respondents by asking structured open-ended questionnaires, Chi-Square statistical tool are used for data analysis. The questionnaires focused on family, designation, qualification, experience, income level of respondents. To reduce constraints of online teaching, presently number of online programme is nursing will continue with orientation programme for instructors transitioning into an online role. Number of mobile applications available to teach students in online, faculty members can conduct test and internals by objective type questions. The study concludes presently online teaching is become new trends in education fields and it’s having both advantages and disadvantages. Keywords: - COVID-19, Pandemic Period, Lockdown, Online Teaching, Teaching Fraternity, Teaching Aids..


November 25,2020

Page No.86-93



 Impact of Stress and Time Management on Academic Research and Development

  Dr. Yajnya D Nayak, Assistant Professor, Dept. of Commerce, Khallikote Autonomous College Berhampur, Odisha, India
Dr. Manas R Misra,Assistant Professor, Dept. of English, Gopalpur College, Berhampur, Ganjam,Odisha, India. Aditya
Prasad Sahoo,Research Scholar, KIIT University.

 DOI : 10.17605/OSF.IO/TGAW4

Abstract
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e-Cer
e-Pub
Downloads : 4  
|   Views : 2 

Education is plays a vital role in development of nation. Corona Virus which leads to take online classes during lockdown period. According to UGC instructions all universities and colleges are initiated to take online class during lookdown period. The present study is focus on impact of covid-19 pandemic period on teaching fraternity – with reference to online teaching. The present study is an analytical research, its objectives are, to know the effectiveness of online class, to understand the use of technological aids by faculty fraternity, students interaction and performance evaluation in online class, income level and lifestyle of teaching fraternity during lockdown period, to know impact of COVID-19 on students examination and management status. The data was collected from 30 respondents by asking structured open-ended questionnaires, Chi-Square statistical tool are used for data analysis. The questionnaires focused on family, designation, qualification, experience, income level of respondents. To reduce constraints of online teaching, presently number of online programme is nursing will continue with orientation programme for instructors transitioning into an online role. Number of mobile applications available to teach students in online, faculty members can conduct test and internals by objective type questions. The study concludes presently online teaching is become new trends in education fields and it’s having both advantages and disadvantages. Keywords: - COVID-19, Pandemic Period, Lockdown, Online Teaching, Teaching Fraternity, Teaching Aids..